Terms of Service

Last updated October 14, 2026

These terms cover your use of ThruPay (thrupay.io). By creating an account you agree to them.

What ThruPay does

ThruPay helps you send follow-up emails about invoices you've issued and lets your clients pay by card through Stripe. You are the seller; ThruPay is a tool you use. You're responsible for the invoices you add and the emails you approve.

Your account

• Give accurate information and keep your password safe.
• Only send reminders to clients you have a genuine business relationship with and who owe you money.
• Don't use ThruPay for spam, harassment, threats, illegal debt collection practices, or anything unlawful.
• Don't use ThruPay to send or store patient health information. ThruPay is not HIPAA compliant.

Payments

Card payments are processed by Stripe and subject to the Stripe Connected Account Agreement. Stripe's processing fees apply. ThruPay is free for early-access users until January 1, 2027. After that, ThruPay charges 5% of each invoice paid through ThruPay ($5 minimum, $40 maximum), with no monthly fee. We'll tell you before any pricing change affects you.

AI-written emails

Follow-up emails are drafted with AI. Review them before approving — you're responsible for what's sent in your name.

Ending your account

You can stop using ThruPay at any time. We may suspend accounts that break these terms.

No warranty and limits

ThruPay is provided "as is." We can't guarantee any client will pay. To the extent the law allows, ThruPay's total liability to you is limited to the fees you paid ThruPay in the previous 12 months.

Changes

We may update these terms and will post the new date here. Continuing to use ThruPay means you accept the update.

Questions? Email customersupport@thrupay.io.